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OCR: THE SMALL INVES TOR UP DATE SAVERS CUT IRA $39 billion to ther HOOOUTUS Americans are not saving CONTRIBUTIONS in the 1992-93 IRA $72 season, bil enough growth to DT finance provide econo- for ALMOST lion they 46% poured from the into IRAS their own retirements Small investors sharply in the 1991-92 period. One For. March, the Small their contributions reason: Analysts speculate vestor Index. adjusted for to Individual Retirement that investors have given up the latest Federal Reserve Accounts during the past 1 hope that Congress will data, rose $504 to $47,444 months, according data permit penalty- -free early Stocks gained $415, bonds gatl thered for the MONEY withdrawals to Ked for col papee S18, east earned$49 sma nvestor Index lege OT medical expenses and gold chipped $22 icans added ...